In Nigeria, we have generally been taught to believe that out of pocket payments are archaic, and insurance is the best way to access healthcare. I was quite surprised to find out that a group of physicians in the United States were going back to a semblance of this “archaic” model, and I was interested in learning about what they were doing.
“Recently, my medical school required students to attend an afternoon of group discussion on health care policy. Insurance companies, prior authorizations, prescription drug costs, and electronic medical records were some of the topics that kept coming up throughout the afternoon. The whole sentiment of the discussion was very discouraging, and I walked away with little optimism for the state of health care in America. I even began to question if practicing medicine was really what I wanted to do with my degree.” ~Autumn Haynes, OUHCOM
I lost the battle, but I was determined to win the war. I still believed that there was an option out there that returned insurance to its rightful place as a hedge against catastrophic expenses. In addition, people deserve an insurance option that does not force them to subsidize healthcare practices that they find morally offensive. ~John Flo, BRI-SLU chapter founder and past-president
From my article published in the Huffington Post 4/29/2013: How many Americans have proper health insurance? Most estimates in the news are that 50 million individuals — 15 percent of Americans — are without health insurance. But in fact, very few Americans have health insurance… because what people call health insurance really isn’t insurance at […]
“We should be suspicious about the truth of prices if we ask healthcare insurance and other third party vendors whose livelihood depends on high prices. But what if there were a scenario in which third parties were optional, and knew that they needed to provide value, or find another line of business?” ~John Flo, Saint Louis University School of Medicine
“Father of the public option” admitted on video that it would bring about single-payer.
Yes, the Public Option is a ‘Trojan Horse’ to Destroy Private Health Insurance
“The health care industry has entered a brave new world in which doctors spend up to half the length of each appointment looking past their patients at their computer monitors. Despite these appearances, doctors do prefer to treat the patient in front of them, not stare at the computer screen next to them. So, what’s stopping them?”
Doctors Want Face Time With Patients, Not Screen Time With CMS
One of many ways Medicare contributes to the high cost of American healthcare. “Medicare for all” will only make it worse.
“There is a paradoxical billing phenomenon known as de-authorization… where if you bill for a less resource-intensive and cheaper study than pre-authorized by the insurer, the payment is denied.”
The Spectacular Incompetence of 3rd Party Payers
Health insurance is expensive—and getting more so all the time. Does it make more sense for a small company to provide coverage (with employees paying some of the premiums) or let them get a policy on their own through the Affordable Care Act?
Should Your Small Business Offer Health Insurance?
Are hospitals ill fitted for shifts in modern healthcare economics?
In Hospitals, Healthcare Until the Clock Runs Out